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Payment Options and Methods

What are the Payment Methods Available for making purchases?

LifestyleMegamart offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that Our trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use Internet Banking, Credit /Debit Card, Cash on Delivery to make your purchase.

LifestyleMegamart also accepts payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India and Many other countries.

What is Cash on Delivery?

If you are not comfortable making an online payment you can opt for the Cash on Delivery (C-o-D) payment method instead. With C-o-D you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online.

The Minium order value for COD is Rs 1500 and maximum order value for a Cash on Delivery (C-o-D) payment is 10,000. It is strictly a cash-only payment method. Gift Vouchers or store credit cannot be used for C-o-D orders. Foreign currency cannot be used to make a C-o-D payment. Only Indian Rupees accepted.

 
How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India and many other countries.

Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards.

To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

Debit cards

We accept payments made using Visa, MasterCard and Maestro debit cards.

To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.


Is it safe to use my credit/debit card on LifestyleMegamart ?

Your online transaction on LifestyleMegamart is completely secure with the highest levels of transaction security currently available on the Internet. LifestyleMegamart uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

All credit card and debit card payments on LifestyleMegamart are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.


What steps does LifestyleMegamart take to prevent card fraud?

LifestyleMegamart realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.


What is a 3D Secure password?

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transaction, implemented by VISA and MasterCard in partnership with card issuing banks under the “Verified by VISA” and “Mastercard SecureCode” services, respectively. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.


Can I use my bank's Internet Banking feature to make a payment?

Yes. LifestyleMegamart offers you the convenience of using your bank’s Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.


Can I make a credit/debit card or Internet Banking payment on LifestyleMegamart through my mobile?

Yes, you can make credit card payments through the LifestyleMegamart mobile site and application. LifestyleMegamart uses 256-bit encryption technology to protect your card information while securely transmitting it to the secure and trusted payment gateways managed by leading banks.

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